AMERICAN FIRST NATIONAL BANK
HOUSTON, TEXAS · FDIC Cert #34656
Capital & Safety Analysis
According to FDIC financial data, AMERICAN FIRST NATIONAL BANK holds a Tier 1 capital ratio of 13.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN FIRST NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN FIRST NATIONAL BANK shows strong financial health indicators. With $2.7B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN FIRST NATIONAL BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN FIRST NATIONAL BANK holds $2.7B in total assets and $2.3B in total deposits. It is located in HOUSTON, TEXAS (FDIC Certificate #34656).
AMERICAN FIRST NATIONAL BANK has a Tier 1 capital ratio of 13.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.34%, and the return on assets is 1.87%.
Yes. AMERICAN FIRST NATIONAL BANK is FDIC-insured (Certificate #34656). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.