AMERICAN FEDERAL BANK
FARGO, NORTH DAKOTA · FDIC Cert #29140
Capital & Safety Analysis
According to FDIC financial data, AMERICAN FEDERAL BANK holds a Tier 1 capital ratio of 11.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN FEDERAL BANK shows strong financial health indicators. With $796M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN FEDERAL BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 11.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN FEDERAL BANK holds $796M in total assets and $584M in total deposits. It is located in FARGO, NORTH DAKOTA (FDIC Certificate #29140).
AMERICAN FEDERAL BANK has a Tier 1 capital ratio of 11.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.51%.
Yes. AMERICAN FEDERAL BANK is FDIC-insured (Certificate #29140). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.