AMERICAN EAGLE BANK
SOUTH ELGIN, ILLINOIS · FDIC Cert #57359
Capital & Safety Analysis
According to FDIC financial data, AMERICAN EAGLE BANK holds a Tier 1 capital ratio of 10.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN EAGLE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERICAN EAGLE BANK shows strong financial health indicators. With $445M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN EAGLE BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN EAGLE BANK holds $445M in total assets and $334M in total deposits. It is located in SOUTH ELGIN, ILLINOIS (FDIC Certificate #57359).
AMERICAN EAGLE BANK has a Tier 1 capital ratio of 10.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.54%.
Yes. AMERICAN EAGLE BANK is FDIC-insured (Certificate #57359). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.