AMERICAN BK BAXTER SPRINGS
BAXTER SPRINGS, KANSAS · FDIC Cert #4624
Capital & Safety Analysis
According to FDIC financial data, AMERICAN BK BAXTER SPRINGS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN BK BAXTER SPRINGS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN BK BAXTER SPRINGS shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN BK BAXTER SPRINGS has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN BK BAXTER SPRINGS holds $144M in total assets and $130M in total deposits. It is located in BAXTER SPRINGS, KANSAS (FDIC Certificate #4624).
AMERICAN BK BAXTER SPRINGS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.31%.
Yes. AMERICAN BK BAXTER SPRINGS is FDIC-insured (Certificate #4624). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.