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BankHealth

AMERICAN BANK OF BEAVER DAM

BEAVER DAM, WISCONSIN · FDIC Cert #5283

D
Health Score
45/100
$187M
Total Assets
$170M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, AMERICAN BANK OF BEAVER DAM holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN BANK OF BEAVER DAM to additional regulatory scrutiny.

Key Financial Metrics

2.73%
Nonperforming Loans
Moderate — some loan stress
43.80%
Liquidity Ratio
Strong — can meet withdrawal demands
1.03%
Return on Assets
Profitable — earning well on assets
$170M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN BANK OF BEAVER DAM shows some financial weakness with a Health Score of 45/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN BANK OF BEAVER DAM has a Bank Health Score of D (45/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN BANK OF BEAVER DAM holds $187M in total assets and $170M in total deposits. It is located in BEAVER DAM, WISCONSIN (FDIC Certificate #5283).

AMERICAN BANK OF BEAVER DAM has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.73%, and the return on assets is 1.03%.

Yes. AMERICAN BANK OF BEAVER DAM is FDIC-insured (Certificate #5283). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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