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BankHealth

AMARILLO NATIONAL BANK

AMARILLO, TEXAS · FDIC Cert #14531

B
Health Score
67/100
$9.2B
Total Assets
$8.1B
Total Deposits
10.68%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMARILLO NATIONAL BANK holds a Tier 1 capital ratio of 10.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMARILLO NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.21%
Nonperforming Loans
Moderate — some loan stress
17.90%
Liquidity Ratio
Adequate liquidity
1.49%
Return on Assets
Profitable — earning well on assets
$8.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMARILLO NATIONAL BANK shows strong financial health indicators. With $9.2B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMARILLO NATIONAL BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 10.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMARILLO NATIONAL BANK holds $9.2B in total assets and $8.1B in total deposits. It is located in AMARILLO, TEXAS (FDIC Certificate #14531).

AMARILLO NATIONAL BANK has a Tier 1 capital ratio of 10.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.21%, and the return on assets is 1.49%.

Yes. AMARILLO NATIONAL BANK is FDIC-insured (Certificate #14531). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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