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BankHealth

AMALGAMATED BANK

NEW YORK, NEW YORK · FDIC Cert #622

A
Health Score
93/100
$8.3B
Total Assets
$7.5B
Total Deposits
14.34%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMALGAMATED BANK holds a Tier 1 capital ratio of 14.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMALGAMATED BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.80%
Nonperforming Loans
Low — healthy loan portfolio
41.41%
Liquidity Ratio
Strong — can meet withdrawal demands
1.87%
Return on Assets
Profitable — earning well on assets
$7.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMALGAMATED BANK shows strong financial health indicators. With $8.3B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMALGAMATED BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 14.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMALGAMATED BANK holds $8.3B in total assets and $7.5B in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #622).

AMALGAMATED BANK has a Tier 1 capital ratio of 14.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.87%.

Yes. AMALGAMATED BANK is FDIC-insured (Certificate #622). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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