ALLIANCE COMMUNITY BANK
PETERSBURG, ILLINOIS · FDIC Cert #9631
Capital & Safety Analysis
According to FDIC financial data, ALLIANCE COMMUNITY BANK holds a Tier 1 capital ratio of 13.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALLIANCE COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALLIANCE COMMUNITY BANK shows strong financial health indicators. With $406M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALLIANCE COMMUNITY BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALLIANCE COMMUNITY BANK holds $406M in total assets and $358M in total deposits. It is located in PETERSBURG, ILLINOIS (FDIC Certificate #9631).
ALLIANCE COMMUNITY BANK has a Tier 1 capital ratio of 13.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 0.57%.
Yes. ALLIANCE COMMUNITY BANK is FDIC-insured (Certificate #9631). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.