ALBANY B&T CO NA
CHICAGO, ILLINOIS · FDIC Cert #17230
Capital & Safety Analysis
According to FDIC financial data, ALBANY B&T CO NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject ALBANY B&T CO NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
ALBANY B&T CO NA shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALBANY B&T CO NA has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALBANY B&T CO NA holds $711M in total assets and $589M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #17230).
ALBANY B&T CO NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.01%.
Yes. ALBANY B&T CO NA is FDIC-insured (Certificate #17230). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.