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BankHealth

ACADEMY BANK NATIONAL ASSN

KANSAS CITY, MISSOURI · FDIC Cert #19600

A
Health Score
81/100
$2.7B
Total Assets
$2.2B
Total Deposits
18.13%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ACADEMY BANK NATIONAL ASSN holds a Tier 1 capital ratio of 18.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ACADEMY BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.88%
Nonperforming Loans
Low — healthy loan portfolio
19.94%
Liquidity Ratio
Adequate liquidity
1.10%
Return on Assets
Profitable — earning well on assets
$2.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ACADEMY BANK NATIONAL ASSN shows strong financial health indicators. With $2.7B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ACADEMY BANK NATIONAL ASSN has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 18.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ACADEMY BANK NATIONAL ASSN holds $2.7B in total assets and $2.2B in total deposits. It is located in KANSAS CITY, MISSOURI (FDIC Certificate #19600).

ACADEMY BANK NATIONAL ASSN has a Tier 1 capital ratio of 18.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.88%, and the return on assets is 1.10%.

Yes. ACADEMY BANK NATIONAL ASSN is FDIC-insured (Certificate #19600). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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