1ST EQUITY BANK
SKOKIE, ILLINOIS · FDIC Cert #34393
Capital & Safety Analysis
According to FDIC financial data, 1ST EQUITY BANK holds a Tier 1 capital ratio of 20.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST EQUITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST EQUITY BANK shows strong financial health indicators. With $123M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST EQUITY BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 20.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST EQUITY BANK holds $123M in total assets and $90M in total deposits. It is located in SKOKIE, ILLINOIS (FDIC Certificate #34393).
1ST EQUITY BANK has a Tier 1 capital ratio of 20.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.90%.
Yes. 1ST EQUITY BANK is FDIC-insured (Certificate #34393). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.