Toyota Financial Sb Safety Rating
Toyota Financial Sb's safety rating is grade A, a Bank Health Score of 94/100 built from FDIC call report data. That ranks #413 out of 3,960 FDIC-insured banks nationally (top 10%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Toyota Financial Sb's best component is Tier 1 capital (100/100) and its weakest is profitability (45/100).
This page answers a common banking-safety question: Toyota Financial Sb Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Toyota Financial Sb Safety Rating Breakdown
- Overall rating
- Grade A (94/100)
- National rank
- #413 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 100/100
- Liquidity (25%)
- 100/100
- Profitability (10%)
- 45/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Toyota Financial Sb among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 10% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 29.10% | 100/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 41.33% | 100/100 |
| Return on Assets | 0.63% | 45/100 |
| Total Assets | $6.3B | |
How does Toyota Financial Sb compare?
With a Bank Health Score of 94/100, Toyota Financial Sb sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Nevada, where 16 FDIC-insured banks are headquartered, Toyota Financial Sb ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 29.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Toyota Financial Sb's Bank Health Score improved by 1.0 points to 94/100. Tier 1 capital weakened by 12.82 percentage points to 29.10%.
Frequently Asked Questions
Toyota Financial Sb's safety rating is grade A, a Bank Health Score of 94/100 built from FDIC call report data. That ranks #413 out of 3,960 FDIC-insured banks nationally (top 10%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Toyota Financial Sb's best component is Tier 1 capital (100/100) and its weakest is profitability (45/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Toyota Financial Sb: Tier 1 capital scores 100/100, loan quality 100/100, liquidity 100/100, and profitability 45/100 — combining to 94/100 (grade A).
Toyota Financial Sb's Bank Health Score of 94/100 is 31.0 points above the Nevada state average of 63/100. 16 FDIC-insured banks are headquartered in Nevada.
Yes. Toyota Financial Sb (FDIC certificate #57542) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Toyota Financial Sb
Toyota Financial Sb's safety rating is grade A, a Bank Health Score of 94/100 built from FDIC call report data. That ranks #413 out of 3,960 FDIC-insured banks nationally (top 10%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Toyota Financial Sb's best component is Tier 1 capital (100/100) and its weakest is profitability (45/100).