Stride Bank National Assn Safety Rating
Stride Bank National Assn's safety rating is grade A, a Bank Health Score of 88/100 built from FDIC call report data. That ranks #867 out of 3,960 FDIC-insured banks nationally (top 22%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Stride Bank National Assn's best component is Tier 1 capital (100/100) and its weakest is liquidity (71/100).
This page answers a common banking-safety question: Stride Bank National Assn Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Stride Bank National Assn Safety Rating Breakdown
- Overall rating
- Grade A (88/100)
- National rank
- #867 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 84/100
- Liquidity (25%)
- 71/100
- Profitability (10%)
- 100/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Stride Bank National Assn among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 22% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.18% | 100/100 |
| Nonperforming Loan Ratio | 0.78% | 84/100 |
| Liquidity Ratio | 22.65% | 71/100 |
| Return on Assets | 2.53% | 100/100 |
| Total Assets | $4.0B | |
How does Stride Bank National Assn compare?
With a Bank Health Score of 88/100, Stride Bank National Assn sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Stride Bank National Assn ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 18.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.78% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Stride Bank National Assn's Bank Health Score fell by 1.0 points to 88/100. Tier 1 capital strengthened by 1.25 percentage points to 18.18%. Quarter-over-quarter, the score fell by 5.0 points.
Frequently Asked Questions
Stride Bank National Assn's safety rating is grade A, a Bank Health Score of 88/100 built from FDIC call report data. That ranks #867 out of 3,960 FDIC-insured banks nationally (top 22%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Stride Bank National Assn's best component is Tier 1 capital (100/100) and its weakest is liquidity (71/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Stride Bank National Assn: Tier 1 capital scores 100/100, loan quality 84/100, liquidity 71/100, and profitability 100/100 — combining to 88/100 (grade A).
Stride Bank National Assn's Bank Health Score of 88/100 is 24.0 points above the Oklahoma state average of 64/100. 141 FDIC-insured banks are headquartered in Oklahoma.
Yes. Stride Bank National Assn (FDIC certificate #4091) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Stride Bank National Assn
Stride Bank National Assn's safety rating is grade A, a Bank Health Score of 88/100 built from FDIC call report data. That ranks #867 out of 3,960 FDIC-insured banks nationally (top 22%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Stride Bank National Assn's best component is Tier 1 capital (100/100) and its weakest is liquidity (71/100).