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BankHealth

STRIDE BANK NATIONAL ASSN

ENID, OKLAHOMA · FDIC Cert #4091

A
Health Score
88/100
$4.0B
Total Assets
$3.7B
Total Deposits
18.18%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, STRIDE BANK NATIONAL ASSN holds a Tier 1 capital ratio of 18.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STRIDE BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.78%
Nonperforming Loans
Low — healthy loan portfolio
22.65%
Liquidity Ratio
Strong — can meet withdrawal demands
2.53%
Return on Assets
Profitable — earning well on assets
$3.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

STRIDE BANK NATIONAL ASSN shows strong financial health indicators. With $4.0B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

STRIDE BANK NATIONAL ASSN has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 18.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

STRIDE BANK NATIONAL ASSN holds $4.0B in total assets and $3.7B in total deposits. It is located in ENID, OKLAHOMA (FDIC Certificate #4091).

STRIDE BANK NATIONAL ASSN has a Tier 1 capital ratio of 18.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 2.53%.

Yes. STRIDE BANK NATIONAL ASSN is FDIC-insured (Certificate #4091). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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