Nationwide Trust Co FSB Safety Rating
Nationwide Trust Co FSB's safety rating is grade A, a Bank Health Score of 100/100 built from FDIC call report data. That ranks #35 out of 3,960 FDIC-insured banks nationally (top 1%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Nationwide Trust Co FSB's best component is Tier 1 capital (100/100) and its weakest is Tier 1 capital (100/100).
This page answers a common banking-safety question: Nationwide Trust Co FSB Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Nationwide Trust Co FSB Safety Rating Breakdown
- Overall rating
- Grade A (100/100)
- National rank
- #35 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 100/100
- Liquidity (25%)
- 100/100
- Profitability (10%)
- 100/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Nationwide Trust Co FSB among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 1% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 95.00% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 76.04% | 100/100 |
| Return on Assets | 16.97% | 100/100 |
| Total Assets | $0.2B | |
How does Nationwide Trust Co FSB compare?
With a Bank Health Score of 100/100, Nationwide Trust Co FSB sits 30.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Nationwide Trust Co FSB ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 95.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Nationwide Trust Co FSB's Bank Health Score held roughly steady at 100/100. Tier 1 capital strengthened by 9.03 percentage points to 95.00%.
Frequently Asked Questions
Nationwide Trust Co FSB's safety rating is grade A, a Bank Health Score of 100/100 built from FDIC call report data. That ranks #35 out of 3,960 FDIC-insured banks nationally (top 1%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Nationwide Trust Co FSB's best component is Tier 1 capital (100/100) and its weakest is Tier 1 capital (100/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Nationwide Trust Co FSB: Tier 1 capital scores 100/100, loan quality 100/100, liquidity 100/100, and profitability 100/100 — combining to 100/100 (grade A).
Nationwide Trust Co FSB's Bank Health Score of 100/100 is 33.0 points above the Ohio state average of 67/100. 144 FDIC-insured banks are headquartered in Ohio.
Yes. Nationwide Trust Co FSB (FDIC certificate #34710) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Nationwide Trust Co FSB
Nationwide Trust Co FSB's safety rating is grade A, a Bank Health Score of 100/100 built from FDIC call report data. That ranks #35 out of 3,960 FDIC-insured banks nationally (top 1%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Nationwide Trust Co FSB's best component is Tier 1 capital (100/100) and its weakest is Tier 1 capital (100/100).