Is Zenith Bank&Trust Safe?
Zenith Bank&Trust has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (15/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 195.27% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 78.85% | 100/100 |
| Return on Assets | -0.13% | 15/100 |
| Total Assets | $0.1B | |
How does Zenith Bank&Trust compare?
With a Bank Health Score of 91/100, Zenith Bank&Trust sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Arizona, where 14 FDIC-insured banks are headquartered, Zenith Bank&Trust ranks above the state average of 60/100 (Grade C).
The bank's Tier 1 capital ratio of 195.27% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Zenith Bank&Trust's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital weakened by 527.08 percentage points to 195.27%. Quarter-over-quarter, the score fell by 1.0 points.
Zenith Bank&Trust has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (15/100).