Is Ynb Safe?
Ynb has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.74% | 90/100 |
| Nonperforming Loan Ratio | 0.10% | 98/100 |
| Liquidity Ratio | 42.91% | 100/100 |
| Return on Assets | 0.95% | 58/100 |
| Total Assets | $0.2B | |
How does Ynb compare?
With a Bank Health Score of 92/100, Ynb sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Ynb ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 13.74% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.10% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ynb's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.36 percentage points to 13.74%.
Ynb has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (58/100).