YNB
YUKON, OKLAHOMA · FDIC Cert #4235
Capital & Safety Analysis
According to FDIC financial data, YNB holds a Tier 1 capital ratio of 13.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning YNB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
YNB shows strong financial health indicators. With $249M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
YNB has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
YNB holds $249M in total assets and $231M in total deposits. It is located in YUKON, OKLAHOMA (FDIC Certificate #4235).
YNB has a Tier 1 capital ratio of 13.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 0.95%.
Yes. YNB is FDIC-insured (Certificate #4235). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.