Is Woodsville Guaranty Sb Safe?
Woodsville Guaranty Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.45% | 100/100 |
| Nonperforming Loan Ratio | 0.20% | 96/100 |
| Liquidity Ratio | 24.32% | 77/100 |
| Return on Assets | 0.51% | 40/100 |
| Total Assets | $0.7B | |
How does Woodsville Guaranty Sb compare?
With a Bank Health Score of 87/100, Woodsville Guaranty Sb sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within New Hampshire, where 19 FDIC-insured banks are headquartered, Woodsville Guaranty Sb ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.20% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Woodsville Guaranty Sb's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital strengthened by 0.42 percentage points to 15.45%.
Woodsville Guaranty Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).