Is Woodlands National Bank Safe?
Woodlands National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.95% | 100/100 |
| Nonperforming Loan Ratio | 1.12% | 78/100 |
| Liquidity Ratio | 54.05% | 100/100 |
| Return on Assets | 0.77% | 51/100 |
| Total Assets | $0.3B | |
How does Woodlands National Bank compare?
With a Bank Health Score of 88/100, Woodlands National Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Woodlands National Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 19.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.12% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Woodlands National Bank's Bank Health Score fell by 7.0 points to 88/100. Tier 1 capital strengthened by 1.39 percentage points to 19.95%.
Woodlands National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).