WOODLANDS NATIONAL BANK
HINCKLEY, MINNESOTA · FDIC Cert #1417
Capital & Safety Analysis
According to FDIC financial data, WOODLANDS NATIONAL BANK holds a Tier 1 capital ratio of 19.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOODLANDS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOODLANDS NATIONAL BANK shows strong financial health indicators. With $338M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOODLANDS NATIONAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 19.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOODLANDS NATIONAL BANK holds $338M in total assets and $312M in total deposits. It is located in HINCKLEY, MINNESOTA (FDIC Certificate #1417).
WOODLANDS NATIONAL BANK has a Tier 1 capital ratio of 19.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.12%, and the return on assets is 0.77%.
Yes. WOODLANDS NATIONAL BANK is FDIC-insured (Certificate #1417). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.