Is Wilson&Muir Bank&Trust Co Safe?
Wilson&Muir Bank&Trust Co has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.13% | 78/100 |
| Nonperforming Loan Ratio | 0.48% | 90/100 |
| Liquidity Ratio | 33.91% | 100/100 |
| Return on Assets | 2.40% | 100/100 |
| Total Assets | $0.8B | |
How does Wilson&Muir Bank&Trust Co compare?
With a Bank Health Score of 89/100, Wilson&Muir Bank&Trust Co sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Wilson&Muir Bank&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 12.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.48% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Wilson&Muir Bank&Trust Co's Bank Health Score fell by 1.0 points to 89/100. Tier 1 capital weakened by 0.26 percentage points to 12.13%. Quarter-over-quarter, the score fell by 1.0 points.
Wilson&Muir Bank&Trust Co has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (78/100).