Is Wilmington Svg Fund Society Safe?
Wilmington Svg Fund Society has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (92/100), while Tier 1 capital is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.07% | 85/100 |
| Nonperforming Loan Ratio | 0.56% | 89/100 |
| Liquidity Ratio | 27.64% | 91/100 |
| Return on Assets | 1.80% | 92/100 |
| Total Assets | $20.6B | |
How does Wilmington Svg Fund Society compare?
With a Bank Health Score of 88/100, Wilmington Svg Fund Society sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Delaware, where 24 FDIC-insured banks are headquartered, Wilmington Svg Fund Society ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 13.07% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.56% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Wilmington Svg Fund Society's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 0.19 percentage points to 13.07%. Quarter-over-quarter, the score fell by 3.0 points.
Wilmington Svg Fund Society has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (92/100), while Tier 1 capital is its weakest area (85/100).