Is West View Savings Bank Safe?
West View Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 29.40% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 74.98% | 100/100 |
| Return on Assets | 0.52% | 41/100 |
| Total Assets | $0.4B | |
How does West View Savings Bank compare?
With a Bank Health Score of 94/100, West View Savings Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, West View Savings Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 29.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, West View Savings Bank's Bank Health Score held roughly steady at 94/100. Tier 1 capital strengthened by 0.14 percentage points to 29.40%.
West View Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).