Is West Texas National Bank Safe?
West Texas National Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while loan quality is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.88% | 91/100 |
| Nonperforming Loan Ratio | 1.56% | 69/100 |
| Liquidity Ratio | 36.96% | 100/100 |
| Return on Assets | 1.50% | 80/100 |
| Total Assets | $2.4B | |
How does West Texas National Bank compare?
With a Bank Health Score of 86/100, West Texas National Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, West Texas National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.56% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, West Texas National Bank's Bank Health Score improved by 3.0 points to 86/100. Tier 1 capital strengthened by 0.38 percentage points to 13.88%. Quarter-over-quarter, the score fell by 1.0 points.
West Texas National Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while loan quality is its weakest area (69/100).