Is Volunteer FSB Safe?
Volunteer FSB has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.18% | 100/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 32.57% | 100/100 |
| Return on Assets | 0.52% | 41/100 |
| Total Assets | $0.3B | |
How does Volunteer FSB compare?
With a Bank Health Score of 93/100, Volunteer FSB sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Volunteer FSB ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 22.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Volunteer FSB's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 0.50 percentage points to 22.18%.
Volunteer FSB has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).