VOLUNTEER FSB
MADISONVILLE, TENNESSEE · FDIC Cert #31694
Capital & Safety Analysis
According to FDIC financial data, VOLUNTEER FSB holds a Tier 1 capital ratio of 22.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VOLUNTEER FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VOLUNTEER FSB shows strong financial health indicators. With $346M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VOLUNTEER FSB has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 22.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VOLUNTEER FSB holds $346M in total assets and $307M in total deposits. It is located in MADISONVILLE, TENNESSEE (FDIC Certificate #31694).
VOLUNTEER FSB has a Tier 1 capital ratio of 22.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.52%.
Yes. VOLUNTEER FSB is FDIC-insured (Certificate #31694). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.