Is Verabank National Assn Safe?
Verabank National Assn has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.65% | 97/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 26.69% | 87/100 |
| Return on Assets | 1.62% | 85/100 |
| Total Assets | $4.1B | |
How does Verabank National Assn compare?
With a Bank Health Score of 92/100, Verabank National Assn sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Verabank National Assn ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.65% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Verabank National Assn's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital strengthened by 0.61 percentage points to 14.65%.
Verabank National Assn has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (85/100).