Is Union County Savings Bank Safe?
Union County Savings Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.93% | 100/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 81.14% | 100/100 |
| Return on Assets | -1.87% | 0/100 |
| Total Assets | $1.5B | |
How does Union County Savings Bank compare?
With a Bank Health Score of 88/100, Union County Savings Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Union County Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 28.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Union County Savings Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 3.39 percentage points to 28.93%.
Union County Savings Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).