UNION COUNTY SAVINGS BANK
ELIZABETH, NEW JERSEY · FDIC Cert #12013
Capital & Safety Analysis
According to FDIC financial data, UNION COUNTY SAVINGS BANK holds a Tier 1 capital ratio of 28.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNION COUNTY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNION COUNTY SAVINGS BANK shows strong financial health indicators. With $1.5B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNION COUNTY SAVINGS BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 28.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNION COUNTY SAVINGS BANK holds $1.5B in total assets and $1.5B in total deposits. It is located in ELIZABETH, NEW JERSEY (FDIC Certificate #12013).
UNION COUNTY SAVINGS BANK has a Tier 1 capital ratio of 28.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is -1.87%.
Yes. UNION COUNTY SAVINGS BANK is FDIC-insured (Certificate #12013). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.