Is Union Banking Co Safe?
Union Banking Co has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 35.73% | 100/100 |
| Nonperforming Loan Ratio | 0.89% | 82/100 |
| Liquidity Ratio | 73.66% | 100/100 |
| Return on Assets | 0.45% | 38/100 |
| Total Assets | $0.1B | |
How does Union Banking Co compare?
With a Bank Health Score of 88/100, Union Banking Co sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Ohio, where 144 FDIC-insured banks are headquartered, Union Banking Co ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 35.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.89% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Union Banking Co's Bank Health Score improved by 3.0 points to 88/100. Tier 1 capital was essentially flat at 35.73%.
Union Banking Co has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).