Is UBS Bank USA Safe?
UBS Bank USA has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 27.81% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 23.19% | 73/100 |
| Return on Assets | 1.61% | 84/100 |
| Total Assets | $109.6B | |
How does UBS Bank USA compare?
With a Bank Health Score of 91/100, UBS Bank USA sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, UBS Bank USA ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 27.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, UBS Bank USA's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital strengthened by 0.36 percentage points to 27.81%. Quarter-over-quarter, the score fell by 2.0 points.
UBS Bank USA has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).