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BankHealth

UBS BANK USA

SALT LAKE CITY, UTAH · FDIC Cert #57565

A
Health Score
91/100
$109.6B
Total Assets
$88.1B
Total Deposits
27.81%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, UBS BANK USA holds a Tier 1 capital ratio of 27.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UBS BANK USA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
23.19%
Liquidity Ratio
Strong — can meet withdrawal demands
1.61%
Return on Assets
Profitable — earning well on assets
$88.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

UBS BANK USA shows strong financial health indicators. With $109.6B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

UBS BANK USA has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 27.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

UBS BANK USA holds $109.6B in total assets and $88.1B in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #57565).

UBS BANK USA has a Tier 1 capital ratio of 27.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.61%.

Yes. UBS BANK USA is FDIC-insured (Certificate #57565). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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