Is Trust Bank Safe?
Trust Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.00% | 100/100 |
| Nonperforming Loan Ratio | 1.39% | 72/100 |
| Liquidity Ratio | 51.10% | 100/100 |
| Return on Assets | 2.96% | 100/100 |
| Total Assets | $0.0B | |
How does Trust Bank compare?
With a Bank Health Score of 92/100, Trust Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Trust Bank ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 36.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.39% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Trust Bank's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 1.91 percentage points to 36.00%. Quarter-over-quarter, the score rose by 1.0 points.
Trust Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (72/100).