Is Tristate Capital Bank Safe?
Tristate Capital Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.48% | 100/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 26.25% | 85/100 |
| Return on Assets | 1.07% | 63/100 |
| Total Assets | $19.7B | |
How does Tristate Capital Bank compare?
With a Bank Health Score of 91/100, Tristate Capital Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Tristate Capital Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 16.48% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Tristate Capital Bank's Bank Health Score improved by 2.0 points to 91/100. Tier 1 capital strengthened by 1.72 percentage points to 16.48%. Quarter-over-quarter, the score fell by 4.0 points.
Tristate Capital Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).