Is Timberland Bank Safe?
Timberland Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (67/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.93% | 100/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 21.78% | 67/100 |
| Return on Assets | 1.56% | 83/100 |
| Total Assets | $1.9B | |
How does Timberland Bank compare?
With a Bank Health Score of 88/100, Timberland Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Washington, where 30 FDIC-insured banks are headquartered, Timberland Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 17.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Timberland Bank's Bank Health Score fell by 4.0 points to 88/100. Tier 1 capital weakened by 0.12 percentage points to 17.93%. Quarter-over-quarter, the score fell by 2.0 points.
Timberland Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (67/100).