Is Texas Traditions Bank Safe?
Texas Traditions Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.24% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 30.59% | 100/100 |
| Return on Assets | 0.87% | 55/100 |
| Total Assets | $0.2B | |
How does Texas Traditions Bank compare?
With a Bank Health Score of 95/100, Texas Traditions Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas Traditions Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 20.24% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Texas Traditions Bank's Bank Health Score improved by 39.0 points to 95/100. Tier 1 capital strengthened by 20.24 percentage points to 20.24%. Quarter-over-quarter, the score rose by 34.0 points.
Texas Traditions Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).