Is Texas National Bank Safe?
Texas National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.95% | 100/100 |
| Nonperforming Loan Ratio | 0.64% | 87/100 |
| Liquidity Ratio | 27.66% | 91/100 |
| Return on Assets | 1.08% | 63/100 |
| Total Assets | $0.8B | |
How does Texas National Bank compare?
With a Bank Health Score of 90/100, Texas National Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas National Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 15.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.64% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Texas National Bank's Bank Health Score fell by 8.0 points to 90/100. Tier 1 capital weakened by 1.83 percentage points to 15.95%. Quarter-over-quarter, the score fell by 1.0 points.
Texas National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (63/100).