Is Texas First Bank Safe?
Texas First Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (59/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.66% | 90/100 |
| Nonperforming Loan Ratio | 0.28% | 94/100 |
| Liquidity Ratio | 39.43% | 100/100 |
| Return on Assets | 0.96% | 59/100 |
| Total Assets | $2.2B | |
How does Texas First Bank compare?
With a Bank Health Score of 91/100, Texas First Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas First Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.28% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Texas First Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital weakened by 0.82 percentage points to 13.66%. Quarter-over-quarter, the score fell by 1.0 points.
Texas First Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (59/100).