Is Texas Exchange Bank Safe?
Texas Exchange Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (75/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.90% | 100/100 |
| Nonperforming Loan Ratio | 1.25% | 75/100 |
| Liquidity Ratio | 36.95% | 100/100 |
| Return on Assets | 4.67% | 100/100 |
| Total Assets | $3.9B | |
How does Texas Exchange Bank compare?
With a Bank Health Score of 93/100, Texas Exchange Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Texas Exchange Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 19.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.25% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Texas Exchange Bank's Bank Health Score fell by 7.0 points to 93/100. Tier 1 capital weakened by 0.48 percentage points to 19.90%. Quarter-over-quarter, the score fell by 7.0 points.
Texas Exchange Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (75/100).