Is Superior National Bank Safe?
Superior National Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.13% | 100/100 |
| Nonperforming Loan Ratio | 0.42% | 92/100 |
| Liquidity Ratio | 28.60% | 94/100 |
| Return on Assets | 0.78% | 51/100 |
| Total Assets | $1.0B | |
How does Superior National Bank compare?
With a Bank Health Score of 91/100, Superior National Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Michigan, where 69 FDIC-insured banks are headquartered, Superior National Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.42% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Superior National Bank's Bank Health Score fell by 1.0 points to 91/100. Tier 1 capital strengthened by 0.81 percentage points to 16.13%. Quarter-over-quarter, the score fell by 1.0 points.
Superior National Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (51/100).