SUPERIOR NATIONAL BANK
HANCOCK, MICHIGAN · FDIC Cert #5058
Capital & Safety Analysis
According to FDIC financial data, SUPERIOR NATIONAL BANK holds a Tier 1 capital ratio of 16.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUPERIOR NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SUPERIOR NATIONAL BANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SUPERIOR NATIONAL BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 16.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SUPERIOR NATIONAL BANK holds $1.0B in total assets and $837M in total deposits. It is located in HANCOCK, MICHIGAN (FDIC Certificate #5058).
SUPERIOR NATIONAL BANK has a Tier 1 capital ratio of 16.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 0.78%.
Yes. SUPERIOR NATIONAL BANK is FDIC-insured (Certificate #5058). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.