Is Summit National Bank Safe?
Summit National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.93% | 100/100 |
| Nonperforming Loan Ratio | 0.32% | 94/100 |
| Liquidity Ratio | 45.34% | 100/100 |
| Return on Assets | -3.86% | 0/100 |
| Total Assets | $0.1B | |
How does Summit National Bank compare?
With a Bank Health Score of 88/100, Summit National Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Wyoming, where 21 FDIC-insured banks are headquartered, Summit National Bank ranks above the state average of 81/100 (Grade A).
The bank's Tier 1 capital ratio of 15.93% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.32% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Summit National Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital weakened by 2.59 percentage points to 15.93%.
Summit National Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).