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BankHealth

SUMMIT NATIONAL BANK

HULETT, WYOMING · FDIC Cert #25054

A
Health Score
88/100
$94M
Total Assets
$86M
Total Deposits
15.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SUMMIT NATIONAL BANK holds a Tier 1 capital ratio of 15.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUMMIT NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.32%
Nonperforming Loans
Low — healthy loan portfolio
45.34%
Liquidity Ratio
Strong — can meet withdrawal demands
-3.86%
Return on Assets
Negative — losing money
$86M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SUMMIT NATIONAL BANK shows strong financial health indicators. With $94M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SUMMIT NATIONAL BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 15.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SUMMIT NATIONAL BANK holds $94M in total assets and $86M in total deposits. It is located in HULETT, WYOMING (FDIC Certificate #25054).

SUMMIT NATIONAL BANK has a Tier 1 capital ratio of 15.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.32%, and the return on assets is -3.86%.

Yes. SUMMIT NATIONAL BANK is FDIC-insured (Certificate #25054). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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