Is Sturdy Savings Bank Safe?
Sturdy Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (33/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.80% | 98/100 |
| Nonperforming Loan Ratio | 0.11% | 98/100 |
| Liquidity Ratio | 40.61% | 100/100 |
| Return on Assets | 0.31% | 33/100 |
| Total Assets | $1.1B | |
How does Sturdy Savings Bank compare?
With a Bank Health Score of 92/100, Sturdy Savings Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Sturdy Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 14.80% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.11% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Sturdy Savings Bank's Bank Health Score improved by 1.0 points to 92/100. Tier 1 capital strengthened by 0.13 percentage points to 14.80%. Quarter-over-quarter, the score fell by 2.0 points.
Sturdy Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (33/100).