STURDY SAVINGS BANK
STONE HARBOR, NEW JERSEY · FDIC Cert #28788
Capital & Safety Analysis
According to FDIC financial data, STURDY SAVINGS BANK holds a Tier 1 capital ratio of 14.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STURDY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STURDY SAVINGS BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STURDY SAVINGS BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 14.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STURDY SAVINGS BANK holds $1.1B in total assets and $980M in total deposits. It is located in STONE HARBOR, NEW JERSEY (FDIC Certificate #28788).
STURDY SAVINGS BANK has a Tier 1 capital ratio of 14.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.31%.
Yes. STURDY SAVINGS BANK is FDIC-insured (Certificate #28788). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.