Is Stillman Banccorp N A Safe?
Stillman Banccorp N A has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (29/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.39% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 60.82% | 100/100 |
| Return on Assets | 0.22% | 29/100 |
| Total Assets | $0.6B | |
How does Stillman Banccorp N A compare?
With a Bank Health Score of 93/100, Stillman Banccorp N A sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Stillman Banccorp N A ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 22.39% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Stillman Banccorp N A's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 0.17 percentage points to 22.39%. Quarter-over-quarter, the score rose by 1.0 points.
Stillman Banccorp N A has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (29/100).