Is State Bank of Toulon Safe?
State Bank of Toulon has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while profitability is its weakest area (58/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.12% | 78/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 29.50% | 98/100 |
| Return on Assets | 0.96% | 58/100 |
| Total Assets | $0.3B | |
How does State Bank of Toulon compare?
With a Bank Health Score of 87/100, State Bank of Toulon sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, State Bank of Toulon ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 12.12% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Toulon's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital weakened by 0.57 percentage points to 12.12%. Quarter-over-quarter, the score rose by 1.0 points.
State Bank of Toulon has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while profitability is its weakest area (58/100).