Is State Bank of Industry Safe?
State Bank of Industry has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.75% | 100/100 |
| Nonperforming Loan Ratio | 0.09% | 98/100 |
| Liquidity Ratio | 36.11% | 100/100 |
| Return on Assets | 0.99% | 59/100 |
| Total Assets | $0.1B | |
How does State Bank of Industry compare?
With a Bank Health Score of 95/100, State Bank of Industry sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, State Bank of Industry ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 20.75% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.09% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank of Industry's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital weakened by 2.81 percentage points to 20.75%. Quarter-over-quarter, the score rose by 2.0 points.
State Bank of Industry has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).