Is State Bank Northwest Safe?
State Bank Northwest has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.57% | 97/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 23.05% | 72/100 |
| Return on Assets | 2.42% | 100/100 |
| Total Assets | $0.2B | |
How does State Bank Northwest compare?
With a Bank Health Score of 92/100, State Bank Northwest sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Washington, where 30 FDIC-insured banks are headquartered, State Bank Northwest ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.57% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, State Bank Northwest's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital strengthened by 0.84 percentage points to 14.57%. Quarter-over-quarter, the score fell by 4.0 points.
State Bank Northwest has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while liquidity is its weakest area (72/100).